Skip to content
Meet Remi. No subscription · No card to start

Get paid back.Without the chase.

Remi helps you follow up on agreed, overdue invoices. Customers can pay in full or choose an available payment plan through your own Stripe account.

No RemitRight subscription, setup fee or collection commission. Standard credit card processing fees apply. Customers who choose installments pay the disclosed 3–5% total plan fee.

No card to start. Review your invoice and complete payment setup before sending.

  • Secure Stripe checkout
  • Powered by Stripe
  • No RemitRight subscription
  • Canada only
9:41
SSmith Auto
Today 9:41 AM
Hi Dana 👋 your $840 balance with Smith Auto is a little past due.
Money's a bit tight right now.
Totally understand. I can split it into 3 easy monthly payments. Want me to set that up?
Secure · Powered by Stripe
Smith Auto · Payment plan
Invoice #2294 · $840.00
$288.40/mo × 3
Set up my plan →
Oh that helps. Yes please 🙏
Plan active · pays monthly
Text Message
Paused · tap a dot to explore
What your customer sees

Illustrative screens · sample customer and invoice

What it costs

Free software. Clear payment costs.

Start with an agreed overdue invoice. RemitRight helps you follow up respectfully and offer a voluntary payment plan while you keep the customer relationship. Payments still depend on your customer; the software does not guarantee recovery.

RemitRight software

Free

No business subscription, no setup fee, no card on file. Reading the bill, texting the customer and running the plan cost your business nothing.

Optional plan fee

3% over 3 months, or 5% over 5 months

Only if your customer chooses to split the balance instead of paying it in full. They agree to it before the plan starts, and they pay it — it is never deducted from you.

Payments go to your connected Stripe account. Standard credit card processing fees apply.

Try it — you be the customer

Be as difficult as you like.

Try an interactive example of the customer conversation. Tell Remi money is tight, say you already paid, or ask about the invoice. She should answer clearly and pause when the customer disputes the balance or opts out — because that relationship matters.

Reply STOP and watch what happens. This is a simulation; no text is sent to a real customer.

Remi

on behalf of Example repair shop

Hi Dave, it's Remi for Example repair shop. I'm following up on the $4,280.00 invoice for after-hours roadside repair. Our record shows it is 46 days past due. Did you receive it, or is there a detail our team should check?
How it works

You hand me the invoice, I do the asking

One photo is the whole job on your end. The awkward part, the chasing, the negotiating, the reply when they finally write back at 9pm, is mine.

You photograph the bill

Snap a photo or drop a PDF. I read the customer, the amount and every line item in seconds — no data entry, no spreadsheets.

AI bill analysis

I reach out — kindly

I text your customer in a warm, plain voice and answer their questions whenever they write back — asking, not threatening.

24/7 AI agent

They split it into a plan

One tap turns the balance into automatic monthly payments on Stripe. The 3–5% fee for splitting is theirs — never yours.

Recurring Stripe plan

You get paid — automatically

Each installment settles into your own Stripe account on schedule, and you follow every conversation from one calm dashboard instead of a phone call.

Paid on autopilot

A useful next step · Free forever for your business

Create a demand letter for an overdue invoice.

Prepare an editable business-owner letter from verified invoice details. Preview it, check the balance, then copy or download it to send in your own name. No account or payment setup needed for the letter tool.

An owner-sent template, not a lawyer letter or a delivery service. RemitRight charges no business subscription, setup fee or collection commission. Card processing fees apply if you use payments; customers choosing installments see the total plan fee.

The conversation

“Money’s a bit tightright now.”

That sentence is where most invoices die. It’s also the moment RemitRight is built for — because the answer isn’t pressure, it’s a smaller number they can actually say yes to.

  • It opens the conversationWarm and plain, never a threat
  • It offers a way to say yesThe balance, split into 3 or 5 payments
  • The plan pays out to youStraight to your own Stripe account
Free RemitRight service. Customers cover the optional plan fee.

An illustrative conversation, scripted to show the flow. Not a real customer.

The honest part

You never pay us a cent.

RemitRight has no business subscription or setup fee. We earn a fee when your customer chooses a payment plan and makes a payment. They see the plan cost before agreeing.

Free, forever

You'll never get an invoice from us. No subscription, no setup fee, no card on file. Ever.

We only win when you win

We earn a small 3–5% fee solely on payment-plan installments — and your customer covers it. If they pay in full, we make $0.

We never touch your money

Funds flow straight to your own Stripe account. We can't see your card — because we never ask for it.

If we never collect a dollar for you, we never earn one. That is the whole arrangement.

Choose the right next step

For an agreed invoice, start with a clear conversation and a practical way to pay. Some accounts need specialist help.

A debt collector

A debt collector

Specialist recovery support

Varies by provider and account

  • Fees and recovery terms vary by provider
  • A third party follows up on the account
  • May suit accounts needing specialist recovery
  • Ask how disputes and customer contact are handled
  • Review minimum balances and contract terms

Remi

Free software. A practical way forward.

$0 software fee

  • No RemitRight subscription or setup fee
  • Follows up on your business's behalf
  • Offers optional 3- or 5-month payment plans
  • Stops the moment anyone replies STOP
  • You watch every message as it happens
Start with one overdue invoice

We only ever make money if your customer chooses to split the balance — they cover 3% over three months, or 5% over five. Pay in full and we make nothing. Either way the invoice is yours. Neither option guarantees payment.Compare free and paid invoice software

Remi, the RemitRight collection agentMeet Remi

I have the conversation you'd rather not

I keep track of the balance and the details you've reviewed. I answer payment questions, offer a plan instead of a threat, and bring a disputed charge back to you. If they write to me at 9pm on a Sunday, I answer at 9pm on a Sunday, and I keep it civil, because they're still your customer tomorrow.

  • I use the balance and bill details you've reviewed
  • I offer a plan, not an ultimatum
  • I reply in seconds, whatever hour they write
  • I keep the tone respectful, and hand off to you anytime

You stay in control. Approve the tone, pause any time, or step in with one tap. RemitRight never goes anywhere you wouldn't.

9:41
SSmith Auto
Today 9:41 AM
Hi Dana 👋 Smith Auto's billing assistant here — invoice #2294 ($840) is a little past due.
Honestly, money's a bit tight right now.
No problem at all — I can split it into 3 easy monthly payments instead.
Secure payment · Powered by Stripe
Smith Auto — Payment plan
Invoice #2294 · $840.00
$288.40/mo × 3
Set up my plan →
Oh that helps. Yes please 🙏
All set 💚 First payment in — the rest run automatically.
Plan active · pays monthly
Text Message
See the split

Nothing hidden. Move the slider.

RemitRight has no business subscription or setup fee. Customers choosing a plan pay a 3–5% plan fee. See the payment breakdown in Canadian dollars.

CA$840.00
$200$10,000
Customer splits into
Customer pays monthlyCA$288.40/mo
Customer total (incl. 3%)CA$865.20
Plan fee paid by the customerCA$25.20
Invoice balance being paidCA$840.00
RemitRight fee to your businessCA$0.00

If your customer pays in full instead, they pay exactly CA$840.00 — with no RemitRight plan fee. Monthly charges may differ by a few cents because each payment is rounded. Payments must succeed for the invoice to be settled.

Safe, by design

In good hands — and so are your customers

Powered by Stripe

Payments and payouts run on Stripe's PCI-compliant rails. We never see or store a card number.

We never ask for your card

There's no business billing, so there's simply nothing of yours to expose. Connect Stripe and you're done.

Compliance-aware by design

Every message identifies RemitRight and the business it's writing for, and a one-word STOP opts your customer out on the spot.

You see every word

Every message in and out is on your dashboard as it happens, and you can reply yourself at any point. RemitRight works for you, not around you.

Questions, answered

The fine print, in plain words

Pricing

No subscription. No collection commission.

RemitRight charges no subscription, setup fee, or collection commission. A customer who chooses an available installment plan pays the disclosed 3–5% total plan fee.

$0/ month

RemitRight subscription; no collection commission

Standard credit card processing fees apply to payments.

  • Invoice entry and review
  • AI bill analysis from a photo or PDF
  • AI-assisted invoice follow-up
  • Optional Stripe payment plans
  • Real-time collection dashboard
  • Connect your own Stripe account
No card to startStripe verification requiredReview before sending