Turn an overdue invoice into a payment plan.Get paid — even when they can't pay all at once.
When a customer goes quiet on a big bill, "pay it all now" often gets you nothing. RemitRight's AI offers them an easy way to pay it off in automatic monthly installments — and the money comes to your connected account as payments succeed. There is no RemitRight subscription or collection commission.
This isn't invoice financing
Most "turn invoices into cash" tools are lenders. RemitRight is the opposite: no borrowing, no debt, no advance against your receivables. Your customer pays the invoice they already owe.
Invoice financing / factoring
- A lender advances you cash against unpaid invoices.
- You pay financing fees or discount rates.
- Whether there is recourse if the customer does not pay depends on the agreement.
- The factor may contact your customer about payment.
RemitRight payment plans
- Your customer pays the invoice in automatic installments.
- No advance, no interest, no debt on your side.
- No RemitRight subscription or commission — a customer who splits pays the plan fee.
- It gives an overdue customer another way to settle the invoice.
How a stuck invoice becomes a paid one
The AI texts your overdue customer
A calm, professional reminder about the balance — with consent and a one-tap opt-out built in. You can step into any conversation.
It offers to split the balance
Instead of a demand, the customer is offered an easy way to pay: break the invoice into a few automatic monthly payments.
Stripe sets up the plan automatically
When they accept, Stripe schedules the installments on their card. No paperwork, no chasing, no spreadsheet to babysit.
Each payment lands in your account
Every installment pays out to your own Stripe account on the normal schedule. You recover money you might otherwise write off.
Nothing hidden. Move the slider.
RemitRight has no business subscription or setup fee. Customers choosing a plan pay a 3–5% plan fee. See the payment breakdown in Canadian dollars.
If your customer pays in full instead, they pay exactly CA$840.00 — with no RemitRight plan fee. Monthly charges may differ by a few cents because each payment is rounded. Payments must succeed for the invoice to be settled.
Questions, answered
Is this invoice financing or factoring?
No. You're not borrowing against your invoices and you don't owe a lender. There's no advance and no interest on your side. Your customer simply pays the invoice they already owe — just spread over a few automatic payments instead of all at once.
Who pays the fee?
A customer choosing installments pays the 3–5% plan fee, added once across the plan. There is no RemitRight subscription or collection commission for your business. Standard card processing applies to successful payments. We do not ask for your card to sign up.
What if the customer just pays in full?
They pay the invoice amount with no RemitRight plan fee. RemitRight takes no collection commission.
How do I get the money?
You connect your own Stripe account in a couple of minutes. Every payment — full or split — is paid out straight to you on Stripe's normal schedule. We never hold your funds.
Does this work outside Canada?
Not yet. RemitRight is for Canadian businesses collecting from customers in Canada — our text-message collection is approved for Canada today. Support for other countries will follow.
Rescue the invoices you'd given up on
Set up free in minutes. The next time a customer can't pay all at once, RemitRight turns it into a plan they can review before accepting. No RemitRight subscription or collection commission.
No card to sign up · No RemitRight subscription